信用证样本
Own BIC/TID :II: ICBKCNBJZJP BIC identified as:
INDUSTRIAL AND COMMERCIAL BANK OF CHINA,
JINHUA CITY BRANCH
NO 500 BAY1 NORTH ROAD YIWU CITY 321000 ZHEJIANG PROVINCE, CHINA
SWIFT Message Type :MT: 700 Issue of Documentary Credit
Correspondents BIC/TID :IO: MIDLGB22 3757 401965 980710 2242 N
MIDLAND BANK PLC LONDON, U.K. Sequence of Total : 27: 1/1
Form of Documentary Credit :40A: NON TRANSFERABLE
Documentary Credit Number : 20: LCBR82791
Date of Issue. :31C: 070701
Applicable Rules. :40E: UCP LATEST VERSION
Date and Place of Expiry :31D: 070908 CHINA
Applicant : 50: DDD Co., Ltd.
UNIT 2208 22/F LAFORD CENTRE 888 WAITER WEST ROAD
LONDON SE7 8NJ, U.K.
Beneficiary :59: ZHEJIANG YIWU AAA CRAFTS FACTORY
NO. 666 BINGWANG ROAD, YIWU, ZHEJIANG, CHINA P. C. 3211000
Currency code, Amount :32B: USD25000,00
Available with---by---- :41D: ANY BANK BY NEGOTIATION
Drafts at ...... :42C: AT SIGHT
Drawee :42D: MIDLAND BANK PLC LONDON, U. K. FOR NET INVOICE VALUE
Partial Shipments :43P.. ALLOWED
Transshipment :43T: NOT ALLOWED
Port of Loading/Airport of :44E: SHANGHAI
Destination :44F: FELIXSTOWE
Latest Date of Shipment :44C: 070901
Description of Goods :45A: ITEM NO. CVK6317,REVEAL ASHTRAY, OVERALL SIZE: 100 X 100 X 35MM,
WITH 2 DDD LASER LOGO ON GLASS
10,000 PCS AT USD2.50/PC
DETAILS AS PER L/C APPIACANT' S PUR— CHASE NO. 9735-1
FOB SHANGHAI, CHINA
Documents Required : 46A:
+ FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO ORDER OF MIDLAND BANK PLC LONDON, U.K. AND NOTIFYING L/C APPLICANT WITH FULL ADDRESS MARKED "FREIGHT COLLECT". MENTIONING THIS L/C NUMBER.
+SIGNED COMMERCIAL INVOICES IN 3 COPIES.
+PAKING LISTS IN 3 COPIES.
+CERTIFICATATE OF CHINESE ORIGIN IN 1 COPY.
+ORIGINAL CERTIFICATE OF CHINESE ORIGIN GSP FORM A IN 1 COPY.
+ONE ORIGINAL CLEAN INSPECTION CERTIFICATE IN DDD CO. , L.ED SIGNED BY ANY ONE OF THE AUTHORIZED SIGNATORIES OF DDD CO. ,L.ED.
+ BENEFICIARY' S CERTIFICATE WITH COURIER RECEIPT CERTIFIING THAT ONE SET OF NON-NEGOTIATION COPY OF DOCUMENTS UNDER THIS LETTER OF CREDIT HAVE BEEN SENT TO APPLICANT WITHIN 5 DAYS AFTER SHIPMENT.
Additional Conditions :47 A:
1. DISCREPANT DOCUMENTS WILL BE REJECTED. HOWEVER, IF WE GIVE NO- TICE OF REFUSAL OF DOCUMENTS PRESENTED UNDER THIS CREDIT, WE SHALL. RETAIN THE RIGHT TO ACCEPT A WAIVER OF DISCREPANCIES FROM THE APPLICANT, AND SUBJECT TO SUCH WAIVER BEING ACCEPTABLE TO US, TO RELEASE DOCUMENTS AGAINST THAT WAIVER WITHOUT REFER- ENCE TO THE PRESENTER UNLESS WRITTEN INSTRUCTIONS TO THE CON- TRARY HAVE BEEN RECEIVED BY US FROM THE PRESENTER BEFORE THE RELEASE OF THE DOCUMENTS. ANY SUCH RELEASE PRIOR TO RECEIPT OF
CONTRARY WRITTEN INSTRUCTIONS SHALL NOT CONSTITUTE A FALLURE ON OUR PART TO HOLD THE DOCUMENTS AT THE PRESENTER~S RISK AND DISPOSAL, AND WE WILL NOT BE LIABLE TO THE PRESENTER 1N RESPECT OF ANY SUCH RELEASE
2. CHARGES INCURRED IN RESPECT OF ANY TELEGRAPHIC TRANSFER/ CHATS PAYMENT/PAYMENT ADVICE BY SWIFT/TELEX ARE FOR ACCOUNT OF BENEFICIARY.
3. A HANDLING COMMISSION OF USD60.00 OR EQUIVALENT, PLUS TELEX CHARGES, IF ANY, WILL BE DEDUCTED FROM THE PROCEEDS FOR EACH SET OF DOCUMENTS WITH DISCREPANCIES PRESENTED UNDER THIS LETTER OF CREDIT. THIS STATE- MENT IS NOT TO BE CONSTRUED TO MEAN THAT DOCUMENTS WITH DISCREPAN- CIES WILL BE HONOURED BY US. IN THE EVENT OF OUR PAYMENT DESPITE DIS- CREPANCIES, IT MUST NOT BE CONSTRUED AS WAIVER OF SIMILAR DISCREPAN- CIES ON FUTURE DRAWINGS.
4. ALL DOCUMENTS MUST BE PRESENTED THROUGH BENEFICIARY'S BANKER
AND EXTRA COPY OF INVOICE AND TRANSPORT DOCUMENT FOR L/C ISSUING BANK'S FILE REQUIRED.
5. THE NUMBER OF THIS L/C MUST BE QUOTED ON ALL DOCUMENTS
6. SHIPMENT EFFECTED PRIOR TO L/C ISSUANCE DATE NOT ACCEPTABLE.
BUYERS INSURE.
WE HEREBY ENGAGE WITH THE DRAWERS, ENDORSERS AND BONA FIDE HOLDERS THAT DRAFTS DRAWN AND NEGOTIATED IN COMPLIANCE WITH THE TERMS AND CONDITONS OF THIS CREDIT WILL BE DULY HONOURED ON PRESENTATION.
THE AMOUNT OF ANY DRAFT DRAWN UNDER THIS CREDIT IS TO BE ENDORSED ON THE REVERSE HERE OF BY THE NEGOTIATING BANK. THE NUMBER AND DATE OF THE CREDIT AND THE NAME OF OUR BANK MUST BE QUOTED ON ALL DRAFTS.
Charges :7lB: ALL BANKING CHARGES OUTSIDE U. K. ARE
FOR ACCOUNT OF BENEFICIARY.
Period for presentation :48: ALL DOCUMENTS MUST BE PRESENTED WITHIN 7 DAYS AFTER DATE OF SHIPMENT. Confirmation Instructions :49: WITHOUT
Inst/Paying/Accpt/Negoti- :78: 1. PLS FORWARD THE WHOLE SET OF DOCU ate Bank MENTS IN ONE LOT
TO OUR BILLS PROCESSING CENTRE (LON-
Sender to Receiver Informa : 72:
tion
Trailer DON) AT NO. 203 WOODHILL STR. LONDON SE7 8NJ, U. K. VIA COURIER SERVICE AT BENEFICIARY'S EXPENSES. 2. IN REIMBURSEMENT, WE SHALL REMIT PROCEEDS IN ACCORDANCE WITH YOUR INSTRUCTIONS UPON RECEIPT OF THE COMPLIED DOCUMENTS. PLEASE ADVISE BENEFICIARY VIA TEL:86 579 6666666 FAX:86 579 8888888
第二篇:信用证 SWIFT常见项目资料
ZT 信用证 SWIFT常见项目资料
一, SWIFT(Society for Worldwide Interbank Financial Telecommunication)介绍
SWIFT又称:“环球同业银行金融电讯协会”,是国际银行同业间的国际合作组织,成立于一九七三年,目前全球大多数国家大多数银行已使用SWIFT系统。SWIFT的使用,使银行的结算提供了安全、可靠、快捷、标准化、自动化的通讯业务,从而大大提高了银行的结算速度。由于SWIFT的格式具有标准化,目前信用证的格式主要都是用SWIFT电文,因此有必要对SWIFT进行了解。
二, SWIFT特点
1.SWIFT需要会员资格。我国的大多数专业银行都是其成员。
2.SWIFT的费用较低。同样多的内容,SWIFT的费用只有TELEX(电传)的18%左右,只有CABLE(电报)的2.5%左右。
3.SWIFT的安全性较高。SWIFT的密押比电传的密押可靠性强、保密性高,且具有较高的自动化。
4.SWIFT的格式具有标准化。对于SWIFT电文,SWIFT组织有着统一的要求和格式。
三, SWIFT电文表示方式。
1.项目表示方式
SWIFT由项目(FIELD)组成,如:59 BENEFICIARY(受益人),就是一个项目,59是项目的代号,可以是两位数字表示,也可以两位数字加上字母来表示,如51a APPLICANT(申请人)。不同的代号,表示不同的含义。项目还规定了一定的格式,各种SWIFT电文都必须按照这种格式表示。
在SWIFT电文中,一些项目是必选项目(MANDATORY FIELD),一些项目是可选项目(OPTIONAL FIELD),必选项目是必须要具备的,
如:31D DATE AND PLACE OF EXPIRY(信用证有效期),可选项目是另外增加的项目,并不一定每个信用证都有的,
如:39B MAXIMUM CREDIT AMOUNT(信用证最大限制金额)。
2.日期表示方式
SWIFT电文的日期表示为:YYMMDD(年月日)如:19xx年5月12日,表示为:990512;20xx年3月15日,表示为:000315;20xx年12月9日,表示为:011209。
3.数字表示方式
在SWIFT电文中,数字不使用分格号,小数点用逗号“,”来表示
如:5,152,286.36 表示为:5152286,36;4/5 表示为:0,8;5% 表示为:5 PERCENT
4.货币表示方式
澳大利亚元:AUD;奥地利元:ATS;比利时法郎:BEF;加拿大元:CAD;人民币元:CNY;丹麦克朗:DKK;德国马克:DEM;荷兰盾:NLG;芬兰马克:FIM;法国法郎:FRF;美元:USD 港元:HKD;意大利里拉:ITL;日元:JPY;挪威克朗:NOK;英镑:GBP;瑞典克朗:SEK;
四.信用证中常见项目表示方式
1.跟单信用证开证(MT700)
必选20 DOCUMENTARY CREDIT NUMBER(信用证号码)
可选23 REFERENCE TO PRE-ADVICE(预先通知号码)
如果信用证是采取预先通知的方式,该项目内应该填入"PREADV/",再加上预先通知的编号或日期。 必选27 SEQUENCE OF TOTAL(电文页次)
可选31CDATE OF ISSUE(开证日期)如果这项没有填,则开证日期为电文的发送日期。
必选31D DATE AND PLACE OF EXPIRY(信用证有效期和有效地点)
该日期为最后交单的日期。
必选32B CURRENCY CODE, AMOUNT(信用证结算的货币和金额)
(1)可选39APERCENTAGE CREDIT AMOUNT TOLERANCE(信用证金额上下浮动允许的最大范围) 该项目的表示方法较为特殊,数值表示百分比的数值,如:5/5,表示上下浮动最大为5%。39B与39A不能同时出现。
可选39B MAXIMUM CREDIT AMOUNT(信用证最大限制金额)39B与39A不能同时出现。
可选39CADDITIONAL AMOUNTS COVERED(额外金额)表示信用证所涉及的保险费、利息、运费等金额。
必选40AFORM OF DOCUMENTARY CREDIT(跟单信用证形式)跟单信用证有六种形式:
(1) IRREVOCABLE(不可撤销跟单信用证)
(2) REVOCABLE(可撤销跟单信用证)
(3) IRREVOCABLE TRANSFERABLE(不可撤销可转让跟单信用证)
(4) REVOCABLE TRANSFERABLE(可撤销可转让跟单信用证)
(5) IRREVOCABLE STANDBY(不可撤销备用信用证)
(6) REVOCABLE STANDBY(可撤销备用信用证)
必选41a AVAILABLE WITH…BY…(指定的有关银行及信用证兑付的方式)
(1)指定银行作为付款、承兑、议付。
(2)兑付的方式有5种:BY PAYMENT(即期付款);BY ACCEPTANCE(远期承兑);BY NEGOTIATION(议付);BY DEF PAYMENT(迟期付款);BY MIXED PAYMENT(混合付款)。
(3)如果是自由议付信用证,对该信用证的议付地点不做限制,该项目代号为:41D,内容为:ANY BANK IN…
可选42aDRAWEE(汇票付款人)必须与42C同时出现。
可选42CDRAFTS AT…(汇票付款日期)必须与42a同时出现。
可选42MMIXED PAYMENT DETAILS(混合付款条款)
可选42P DEFERRED PAYMENT DETAILS(迟期付款条款)
可选43P PARTIAL SHIPMENTS(分装条款)
表示该信用证的货物是否可以分批装运。
可选43T TRANSSHIPMENT(转运条款)表示该信用证是直接到达,还是通过转运到达。
可选44ALOADING ON BOARD/DISPATCH/TAKING IN CHARGE AT/FORM(装船、发运和接收监管的地点)
可选44B FOR TRANSPORTATION TO…(货物发运的最终地)
可选44CLATEST DATE OF SHIPMENT(最后装船期)装船的最迟的日期。44C与44D不能同时出现。 可选44D SHIPMENT PERIOD(船期)44C与44D不能同时出现。
可选45ADESCRIPTION OF GOODS AND/OR SERVICES(货物描述)货物的情况、价格条款。 可选46ADOCUMENTS REQUIRED(单据要求)各种单据的要求
可选47AADDITIONAL CONDITIONS(特别条款)
可选48 PERIOD FOR PRESENTATION(交单期限)表明开立运输单据后多少天内交单。
必选49 CONFIRMATION INSTRUCTIONS(保兑指示)其中, CONFIRM :要求保兑行保兑该信用证MAY ADD :收报行可以对该信用证加具保兑。WITHOUT :不要求收报行保兑该信用证。
必选50 APPLICANT(信用证开证申请人)一般为进口商。
可选51aAPPLICANT BANK(信用证开证的银行)
可选53AREIMBURSEMENT BANK(偿付行)
可选57a"ADVISE THROUGH" BANK(通知行)
必选59 BENEFICIARY(信用证的受益人)一般为出口商。
可选71B CHARGES(费用情况)表明费用是否有受益人(出口商)出,如果没有这一条,表示除了议付费、转让费以外,其他各种费用由开出信用证的申请人(进口商)出。
可选72 SENDER TO RECEIVER INFORMATION(附言)
可选78 INSTRUCTION TO THE PAYING/ACCEPTING/NEGOTIATING BANK(给付款行、承兑行、议付行的指示)
2.信用证修改(MT707)
必选20 SENDER'S REFERENCE(信用证号码)
必选21 RECEIVER'S REFERENCE(收报行编号)
发电文的银行不知道收报行的编号,填写"NONREF"。
可选23 ISSUING BANK'S REFERENCE(开证行的号码)
可选26E NUMBER OF AMENDMENT(修改次数)该信用证修改的次数,要求按顺序排列。
可选30 DATE OF AMENDMENT(修改日期)如果信用证修改没填这项,修改日期就是发报日期。 可选31CDATE OF ISSUE(开证日期)如果这项没有填,则开证日期为电文的发送日期。
可选31E NEW DATE OF EXPIRY(信用证新的有效期)信用证修改的有效期。
可选32B INCREASE OF DOCUMENTARY CREDIT AMOUNT(信用证金额的增加)
可选33B DECREASE OF DOCUMENTARY CREDIT AMOUNT(信用证金额的减少)
可选34B NEW DOCUMENTARY CREDIT AMOUNT AFTER AMENDMENT(信用证修改后的金额) 可选39APERCENTAGE CREDIT AMOUNT TOLERANCE(信用证金额上下浮动允许的最大范围的修改)该项目的表示方法较为特殊,数值表示百分比的数值,如:5/5,表示上下浮动最大为5%。39B与39A不能同时出现。
可选39B MAXIMUM CREDIT AMOUNT(信用证最大限制金额的修改)39B与39A不能同时出现。 可选39CADDITIONAL AMOUNTS COVERED(额外金额的修改)表示信用证所涉及的保险费、利息、运费等金额的修改。
可选44ALOADING ON BOARD/DISPATCH/TAKING IN CHARGE AT/FORM(装船、发运和接收监管的地点的修改)
可选44B FOR TRANSPORTATION TO…(货物发运的最终地的修改)
可选44CLATEST DATE OF SHIPMENT(最后装船期的修改)
修改装船的最迟的日期。44C与44D不能同时出现。
可选44D SHIPMENT PERIOD(装船期的修改)44C与44D不能同时出现。
可选52aAPPLICANT BANK(信用证开证的银行)
必选59 BENEFICIARY(BEFORE THIS AMENDMENT(信用证的受益人)该项目为原信用证的受益人,如果要修改信用证的受益人则需要在79 NARRATIVE(修改详述)中写明。
可选72 SENDER TO RECEIVER INFORMATION
(附言)/BENCON/:要求收报行通知发报行受益人是否接受该信用证的修改。
/PHONBEN/:请电话通知受益人(列出受益人的电话号码)。
/TELEBEN/:用快捷有效的电讯方式通知受益人。
可选78 NARRATIVE(修改详述)详细的修改内容。
40A条款看信用证类型,50条款看客户名,59条款看受益人,45A条款看货物品名,32B条款看金额对否,31D条款看“大限”(效期),44C或44D条款看交货期,46A看单证,47A看要求,48看交单期限(即货物装船后什么时限内要备齐所有单证交给银行