Personal Statement

                                         

My interest in finance can be initially traced back to the bestseller entitled Rich Dad, Poor Dad written by Kiyosaki Robert T. and Lechter Sharon L.. Though a ten-year-old boy at that time, I was much fascinated with the economic knowledge conveyed in simple expressions of the book which I read for several times and shared the cases in it with my friends. My motivation to explore the financial world also benefits from my parents both of whom have achieved higher education in finance and engaged in the relevant fields. Having received a rigorous academic training for my past undergraduate study in Renmin University of China, I’m eager to educate myself on an international scale.

Finance appeals to me by its extensive and profound nature. As far as I’m concerned, the relationship between finance and economy is akin to that between blood and body. Just as the physical conditions can be reflected from the circulation of blood according to the Chinese medicine, the economic operation of a country can be judged from its financial status, funds flow, etc. My exposures to the professional courses of Money and Banking, Corporate Financing, Macro/Micro Economics, Econometrics, International Finance, and Insurance as well as the mathematical courses such as Mathematical Analysis, Advanced Algebra, Probability Theory and Mathematical Statistics have enabled me to lay a solid academic foundation of finance. Meanwhile, bearing in mind sound interpersonal skills and hands-on ability are the basic personal qualities required of a successful financial person, I availed myself of various opportunities to undertake practices. I began to invest in the stock market in 2007. In face of the frustrations at the outset, I audited all the courses of security analysis and investment on campus, read a lot of financial magazines and newspapers and consulted some professors and my parents. I was uplifted during such a process, not only in money making, but also in grasping the principles and regulations behind the stock market. I value my experiences in conducting research programs which acted as bridges linking my theoretical knowledge with the larger world where it would be applied. More importantly, I got much enlightenment and inspiration from making presentations, like my presentations regarding the comparison and analysis of appreciations of Yuan and Yen along with the cases of insurances. In these presentations, I tried to arrive at flexible and comprehensive command of complicated knowledge. Besides, I derived self-confidence and sense of joy in immersing myself in the fields where my interests genuinely lay.

My other unique assets are attributed to my internships in different units where finance invariably plays an important role. When I worked in China Foreign Exchange and Trade Centre, I gained a full understanding of the trading systems of commercial banks and raised my own proposals which were soon adopted about their function setting. Meanwhile, I found a trader’s work busy but interesting, which allowed me to see my own strength and weakness gauged with the professionals. I had my professional skills and teamwork spirit honed during my internship in People’s Bank of China where I learned about the functions of the central bank and my prominent performance won recognition from the persons in charge there. Furthermore, my on-the-spot investigations in a goal mine enterprise and a copper mine enterprise allowed me to see other fields where finance matters tremendously through my exposure to the financial conditions, profit resources and development trends of the enterprises. These experiences, combined with my bountiful extracurricular activities such as the volunteer position of Beijing 20## Olympic Games, involvement in organizing exhibitions and shows have prompted me to set my own career goals—compared to the research work, I prefer a more practical career. And I have learned to focus on the way to achieving my goals—to pursue more advanced education in America, the ideal place full of practical opportunities regarding finance and economy as a whole.

I have long admired your esteemed university for its significant achievements in the teaching and research of finance. Your program of finance, with its well-structured curriculum, highly-productive faculty as well as a multitude of real-world projects matches my academic background and interest perfectly. I hope to work in a world-class financial institution or a transnational enterprise after the completion of my master program and your diverse student body and strong alumni work will no doubt become a stepping stone leading me to my career goal. Fully prepared and determined, I’m convinced that your university is precisely my starting point.

以上内容由华恒海淀精品留学部提供

第二篇：留学申请【个人陈述9要,10不要】

申请文章主题和内容的“九要”
　　　　　　
　　*要诚实地写作。如果你发现你的读者能够从别人那里读到和你的文章类似的内容，那请你回到草稿本从头再来。
　　　　　　
　　*要在整体上传达积极的信息。批判主义不会获得招生委员会的好感。
　　　　　　
　　*要注重文章的深度，而不是广度。着重一个事件或想法，而不是对全部的事情泛泛而谈。要进行个性化和故事性的思考。
　　　　　　
　　*要抛弃你的第一个想法或视角。因为那一个往往被太多人想到和使用过。
　　　　
　　*要写得有趣但更要写出自己。传达你真实的想法和感受。别企图给自己加上你并不具有的情趣、价值和观念。
　　　　
　　*要写那些你亲眼看到、亲身经历的事情，而不要写超越你作为一个年轻人所能经历的事情。书本上的东西和其它的二手经验无法告诉你的读者你是怎样的人。
　　　　　　
　　*要写那些你感受强烈的事情。如果你写自己不感兴趣的题目，那么你就会显得不真诚或缺乏激情。
　　　　
　　*要写你自己，同时也要写别人。很大程度上我们的个体是在和别人的交往过程中被定义的。在你的文章中体现这一点可以使你显得不那么以自我为中心。
　　
　　*要写出你的丰富经历，但是要避免过多的想象。可以从景象、声音甚至气味等各种角度全方位地将你和你的读者联系起来。但要当心别过分使用你的想象力。否则结果就是显现一种刻意的、不自然的风格，让你的读者觉得你是在故作有创意。
　　
　　申请文章主题和内容的“十不要”
　　　　
　　Ø 不要让别人，特别是你的父母来替你决定该写什么。你可以和别人一起想点子，但是千万别问“我该写什么?”。
　　　　　　
　　Ø 不要试图推销你自己，或企图说服或证明你有多棒、多聪明或多有成就。你的终极理论或对世界问题的解决方案并不能打动读者。你必须承认，在你人生目前的阶段，你的疑问比你知道的答案要多。让你的文章给你自己一个机会去思考生活，去提出有思想的问题，然后去探究和调查，而不是去告诉读者结论。(这一条更加适合申请本科的高中生——译者注)
　　　　　　
　　Ø 不要把申请信写成一篇学术文章。一篇能够炫耀你在某一个领域经过调研的学术文章并不能告诉你的读者你是谁，反而会让他们怀疑这是不是你以前的某篇学期论文。
　　　　　　
　　Ø 不要去猜测招生委员会希望你写什么内容。这种思路的结果会是一篇没有差错但是却很平庸的文章。
　　　　　　
　　Ø 不要赘述读者已经知道的东西。别再三强调那些在申请材料的其它部分已经提到的你的一些成就。
　　　　　　
　　Ø 不要显得过于理想化。世界的和平和干净的环境确实是值得追求的理想，但是不要显得教条和过于狂热。任何事情都有两面，所以请全面地考虑问题，否则会显得过于天真。
　　　　　　
　　Ø 不要把你的申请信浪费在解释你的缺点或不足上。一次低分、一个难看的SAT成绩或乏善可陈的课余活动都不值得在申请信中加以解释。如果你必须要为你的某个不足辩护，请打电话(匿名地)到学校询问你是否可以附加一份独立的解释作为你申请材料的附件。另一种选择是，请你的推荐人在推荐信中为你澄清。
　　　　
　　Ø 不要写任何会让你的读者感到尴尬或不舒服的内容。谈论一些敏感的问题，诸如吸毒、性、宗教信仰或政治观点并没有错。但务必小心，避免极端化并使用尊敬的语调，否则你可能把事情搞砸。
　　
　　Ø 不要把申请信写成一篇社论。学校欢迎你的见解，但是别像站在演讲台上那样，对其它观点进行大肆抨击。 　
　　　　
　　Ø 不要提及哪怕是一点流行的电视电影、歌手或演员，哪怕他们对你很重要。另外，不要提及Dr. Suess的书(招生办公室的废止篓里每年秋天都塞满了提及Dr. Suess的申请信)(Dr. Suess是美国著名的作家和漫画家，曾获得普利策和奥斯卡奖，影响了美国几代青少年——译者注)
　　　　　　
　　专家点评
　　　　　　
　　本期专家：
　　
　　Lee Stetson ：宾夕法尼亚大学(University of Pennsylvania) 招生办主任
　　　　
　　关于申请信
　　　　　　
　　向我们递交申请的学生中有许多成绩都非常优秀，因此有时申请信能让他们分出高下。申请信为申请者提供了展示他们有血有肉的真实形象的机会，同时也是表达他们对生活理解的讲坛。我们把申请信看作是一个让学生讲述什么是他们所珍视的价值的地方。
　　　　　　
　　学生的思考能力和自省能力能够在申请信里得到体现，这对阅读者很有意义。回顾你高中校内校外的生活，并将之放到你人生这样一个更大的构架中去思考，然后问问你自己将走向何方。
　　　　　　
　　关于现场面试
　　　　　　
　　我们不要求但强烈建议进行面试。面试和申请信一样，是我们参考的信息之一。宾大在全国和世界范围内有一个大约4000名校友的网络来进行面试。
　　　　　　
　　我们的面试并不是严格地评价性的，而是一种交流。也就是说，我们把面试看作是一种信息交换，让未来的学生和代表他的生活圈子的宾大校友进行联系和交流。面试之后，会有一份记录被添加到你的材料中去。这份材料也许会重申我们已经知道的关于你的情况，也许会展示你更多的优点。
　　　
　　关于推荐信
　　　　
　　推荐信为我们提供了一个与你本人不同的更为广阔的视角。学校的推荐是最为重要的(这一点适用于本科的申请和偏学术类研究生院的申请——译者注)。为了能够让我们评价学生的学术能力，我们需要两封来自老师的推荐信。我们还需要一封来自于辅导员的推荐，可以作为一种对学生的全面的总结。如果有来自于申请人过去某个单位、机构或社团的人(比如雇主、营地辅导员或社团负责人)写的附加信的话，也会对我们有很大帮助，因为可以为我们提供多一个层面去评价申请人。
　　　　　　
　　关于申请的一些忠告
　　　　
　　在申请过程中要多思考，并且要认识到申请是一个学校和申请者互相寻找合适的对象的过程。家长往往会更多地考虑学校的名气，而在学校和学生双方是否合适的问题上，学校的名气并不是很重要的因素。家长要做适当的指导，但是记住要让孩子们自己做决定。我会劝家长们在这段时间和孩子们保持一定的距离。
　　　　　　
　　申请者并非一定要三头六臂才能进宾大学习，我们会看到学生的潜质。但是申请者不可能让所有人都满意。他们也不应该试图这样做。
　　　　　　
　　优秀范文
　　　　　　
　　Ten years from now Tim Dickson won't even remember my name. The unknowing recipient of my undying love for two years, Tim had been everything a girl could ever ask for: smart, handsome, witty, athletic, with a voice that could make angels weep. Everyone knew his name. To a shy little country mouse, nearly invisible in our student body, he was the epitome of manliness. I sat in my corner of room C-119 and gazed adoringly at his profile as he amazed the class of Modern World History with his dashing style. Carefully planning the routes to my classes to coincide with his, I was his silent shadow.
　　　　　　
　　After fourteen months, contrary to my hopes, Tim still was not aware of my existence. Determined to bring myself to his attention, I staged my entrance to his heart with all the flair I could muster. I would breach his defenses at the next history oral presentation in the guise of the dashing Cardinal Richelieu.
　　　　　　
　　It was now or never! Striding into the classroom, my head raised, eyes flashing, I stood proudly, the colors of my eighteenth-century costume catching the light and giving me courage. My opening line shook with tight emotion. "Gentlemen, I am disgusted!" My voice alternately lashed out in rage and purred in soft persuasion. I gloried in my elocution. Each word was power. My voice rose to a brilliant conclusion, and I stood with my arms outstretched and my head bowed in submission.
　　
　　Dead silence.
　　　　　　
　　My left knee trembled uncontrollably. Why did no one speak? My hands began to shake so I pulled them behind me-like one condemned. My eyes gauged the distance to the door.
　　　　　　
　　Then someone began to clap. More joined in. Tim looked into my eyes and smiled. He smiled!
　　
　　Joy, oh joy. My soul overflowed with rapture. I had done it! He noticed me! All the shame, all the worry, and all the castigation melted away in that moment. I knew how to make him love me. I simply had to speak better, sing better, act better, and write better than anyone else. Determined, I joined competitions, played in concerts, and wrote essays that were read in class. When Tim transferred to the A.P. class, so did I. I threw myself into class discussions, attempting to dazzle him with my intelligence and intrepidity. Making friends with his friends, I dogged his steps.
　　　　　　
　　The next summer Tim moved away. I never heard from him again. But the transformation in me had taken place. Now I was involved for the simple pleasure of being involved. Challenging people surrounded me. Biff taught me to love. Dave taught me to laugh. Ramez taught me to break my limits. Alit gave me confidence. Whenever I was in danger of reverting to a wallflower, one of my new friends would drag me into another club or activity.
　　　　　
　　In every foray into the threatening world of "school activities," I still feel an overpowering impulse to run. But although my feelings haven't changed, my actions have. My stomach still tightens when I enter a room of unfamiliar faces, but I walk in. I still want to run from risk and recrimination, but I keep my feet firmly planted.
　　
　　Tim Dickson was the single best thing that ever happened to me, all because he didn't know me from Adam.
　　　　　　
　　参考译文
　　　　　　
　　十年了，Tim Dickson甚至都不会记得我的名字了。我曾经痴痴暗恋他两年，他却浑然不知。Tim是每个女生梦寐以求的那种理想男生：聪明、英俊、谈吐机智、体格强健，美妙的嗓音会让天使嫉妒得哭泣，他的大名无人不知。我是一个害羞又胆小的乡村小姑娘，同学中几乎没人注意我，而Tim对我来说就是男性气概的最佳榜样。他在“现代世界史”课上的表现迷人自信，震惊四座，我坐在C-119教室的一个角落里，望着他的侧影，惊叹不已。为了和他同路相遇，我精心策划我去教室的线路，我默默地紧随着他。
　　　　　　
　　希望落空了。十四个月后，Tim仍然没有注意到我的存在。我决定主动去吸引他的注意，我挖空心思，发起了对他的攻心战。我打算在下一次历史课课堂发言时把自己打扮成自信的Cardinal Richelieu，以此来打开他的防线。
　　　　　　
　　成败在此一举!我两眼放光，昂首阔步走进教室，我自豪地站着，身上十八世纪古装的色彩在灯光下耀眼夺目，并且给了我勇气。我开始讲话时情绪十分激动。“先生们，我感到厌恶!”我的讲话一会儿是愤怒的鞭鞑，一会儿是娓娓的劝说。我在发言中感到了一种巨大的愉悦，说出的话字字铿镪，最后我提高嗓门，在精彩激昂中结束了讲话。我站在那里，伸出双手给大家鞠躬致意。
　　　　　　
　　死一般的寂静。
　　　　　　
　　我的左膝不由自主地颤抖起来。为什么没人说话?我的手也开始微微发抖，于是我把双手反靠在背后——像个囚犯。我的双眼朝远处的门口望去。
　　　　　　
　　就在这时，有人开始为我鼓掌了，更多的人也跟着拍起手来。Tim望着我的双眼——笑了。他笑了。
　　
　　兴奋!哦，太兴奋了!我的内心沉浸在欢乐之中。我成功了!他注意到我了!所有的羞涩，所有的担心，所有的惩罚顷刻间消融了。我知道了如何让他爱我，我只需要比别人讲得更好，唱得更好，做得更好，并且写得更好。
　　
　　决心已定。我于是参加比赛，参加音乐会演出，写的作文被老师当作范文在课堂上朗读。Tim转入数学快班时，我也进了快班。我全身心投入班级讨论，试图用我的智慧和冒险精神去赢得他的钦佩。我和他的朋友交朋友，我紧跟他的脚步不放。
　　　　　　
　　第二年夏天，Tim搬走了，从此Tim杳无音信。但我的内心发生了变化。现在，我沉浸在参与的快乐中，我周围的人全都富有挑战精神。Biff教我如何关爱，Dave教我放声大笑，Ramez教我挑战极限，Alit给我信心。每当我处在又要变成局外人的关键时刻，我新结交的朋友中总会有人拉我去另一个俱乐部或参加其它什么活动。
　　
　　每一次走进“学校活动”这个令人恐惧的世界，我依旧有一种撒腿开溜的强烈冲动。虽然我的恐惧感没变，但我的行动在变。每当我走进陌生面孔的房间，我仍然会感到紧张，但我会勇敢地走进去。我依旧想逃避危险和指责，但我的双脚会坚定地站立着。
　　　　　　
　　Tim Dickson是我一生中最美好的遭遇，这一切完全是因为他根本不知道我是谁。