共同贷款赔还协议

时间:2024.2.27

共同贷款赔还协议

贷款人:任怀平(此笔贷款中的贷款人)夫妇

担保人: (此笔贷款中的担保人)夫妇

从20xx年 月 日在农村商业银行共同贷款壹佰伍拾万元整(1500000.00),其中 使用本金壹佰万元整(1000000.00)任怀平使用本金伍拾万元整。双方确认无误,到期各自归还所用资金本息。任何一方不得造成不良纪律,以免影响对方再贷障碍达成以下协议:

1、在贷款到期前一个月双方应相互沟通还款共识,如有觉得各自有不备,应将自己的房产及有价值物品作为抵押向其它金融,机构申请贷款(小额贷款公司)倒贷。

2、为了保证健康的还款意识,所以把各自的房产或有价值的东西的所有手续交给对方管理作为信物。(土地证、房权证等相关的有效证件原件)或是有价值的抵押物。

3、对抵押的约定:贷100万元应抵押价值200万元的(评估公司评估价)抵押物。

此协议一式两份,贷款人、担保人各执一份。

贷款人: (夫妇)

担保人: (夫妇)

20xx年 月 日


第二篇:英文贷款协议


¥10,000,000,000

L o a n A g r e e m e n t Between

B a n k o f C h I n a As borrower

T h e T o k a i B a n k, L i m i t e d As lender

1

This Agreement is dated Oct. 30 1995 and made between (1) Bank of China, Head office, 17 Xijiao Minxiang Beijing China (2) The Tokai Bank limited, Hong Kong Branch Office, 1801-08 Alexandra House, 16-20 Charter Road, Central, Hong Kong under which The Tokai Bank limited, agrees to advance Euro-yen loan to Bank of China subject to the terms and Conditions described below.

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2.

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5. Borrower : Bank of China Lender : The Tokai limited Hong Kong Branch Commitment Amount: The loan is for a principal amount of Euro-yen 10,000,000,000 (Euro-yen Billion). Final Maturity : Final Maturity shall be the fifth anniversary of the initial Drawdown. Availability:

This Commitment will be available for drawing within a period of 12 months from the date of this Agreement.

6. Drawdown :

Subject to the terms hereof the Commitment Amount will be drawn in a lump sum within the Availability period .In the event of no Drawdown being made by the end of the Availability period ,Bank of China and The Tokai Bank limited will discuss the matter on best effort basis.

7. Notice of Drawdown:

The Borrower shall give the lender a Notice of Drawdown in writing not later than five Business Days prior to the proposed Drawdown date confirming,

(1) The amount of Drawdown

(2) The Interest Period

(3) The payment instructions in relation thereto

8. Interest Period:

The borrower shall prior to the beginning of each Interest period give notice to the lender, to be received by the lender five Business Days prior to such Interest Period, specifying whether that Interest Period is to be a duration of one or three or six months.

The First Interest Period shall commence on the initial Drawdown and each Interest 2

Period thereafter shall commence on the last day of the then current Interest Period provided that;

(1) If any of such Interest Period ends on a day which is not

a business Day ,the relevant Interest Period shall end on The next business day unless such day would fall in the next calendar month preceding business day ,

(2) If any of such Interest Period commencing on the last

business day in a calendar month world otherwise end on the corresponding business day in a relevant calendar month which is not the last business day in such month or there is no such corresponding business day in such month, such Interest Period shall end on the last business day in such relevant calendar month .

(3) If the borrower fails to select an Interest Period

accordance with above, such Interest Period shall be of duration of six month.

Business day means the day other than Sunday and Saturday, on which banks are open for transaction of banking business in London, Beijing, Tokyo, and Hong Kong.

9. Interest

payment Date : 3

Interest payment Date shall be the last day of such Interest Period. 10 Interest

(1) Interest on the loan shall be payable on each Interest payment date for the Interest Period then ending at the rate per annum determined by the lender to be the aggregate of (A)one sixteenth of one per cent.(1/16%) per annum prior to the third anniversary of the initial Drawdown and one eighth of one per cent. (1/8%)per annum thereafter and (B) the London Inter-bank Offered Rate for Euro-yen deposit for a period comparable to the relevant Interest Period quoted by the Tokai bank, limited respectively at 11:00 a.m. London time two business days prior to relevant Interest Period .

Interest shall accrue on a day to day basis from and including the firs day of an Interest Period to but not including the last day of such Interest Period and shall be calculated on the basis of a year of 360 day and for the actual number of days elapsed

(2) If the borrower fails to pay on the due date any principal of, or Interest on , any drawings, or any sum payable under any of terms or conditions of this Agreement, the borrower shall, on demand from time to time, pay to the lender Interest from day to day, until the day this payment duly executed, on such amount unpaid at an annual rate of one per cent (1%) per annum above the LIBOR for one month Euro-yen deposit determined in the manner in item(1) of this Article. 11.

Repayment: 4

The loan shall be repaid in full together with the accrued

Prepayment: interest thereon on the date of Final Maturity. 12

The borrower may prepay the loan in whole or in part with any integral multiples of one billion yen without penalty on any interest payment Date with thirty days prior written notice. The amount so prepay may not be redrawn.

13 Representations, Warranties, and Covenants;

(1) The Borrower represents, and covenants to the Lender a follows.

(A) The Borrower is a state-owned socialist enterprise is the specialized foreign exchange bank of the People’s Republic of China and it has power and authority to own its assets and to carry on its business.

(B) The Borrower has the power and is fully authorized to enter into and perform this Agreement and to borrow—under and has taken all necessary action to authorize to borrow upon the terms and conditions of this Agreement.

(C) The Borrower has implemented all the procedures that are required under the laws of the People’s Republic of China in order to constitute this Agreement a leg and valid obligation of the Borrower enforceable in accordance with its terms.

(D) All the obligations and liabilities of the Borrower 5

hereunder rank equally in right of the payment and in all other respects, with all other unsecured indebtedness of the Borrower.

(E) The Borrower shall not create or permit to subsist any mortgage, charge, pledge, lien or other security interest upon any of its present or future assets of any kind unless all the Borrower

under this Agreement shall be automatically and immediately secured upon the same assets equally and ratably with the other obligations secured thereon ,provided however ,tat the foregoing restrictions shall not apply to (a) purchase money security interests in acquired properties and assets of the Borrower created at the time of acquisition of such properties or assets (b) liens arising solely by operation of law (c) security interests existing at the date this Agreement .

(F) the Borrower agrees that from and after the date hereof and so long as any

amount is outstanding hereunder, the Borrower shall keep the Lender

informed of its financial condition by forwarding to the Lender as soon as

practicable following completion of each of its financial years its balance sheet

and statement of profit and loss for each such financial year .

(2) The representations and warranties set out in Article 13(1) (A) (a)

Through (F) above shall survive the execution of this Agreement and the

borrowing hereunder and shall be deemed to be made by the Borrower on and

as of the date of each borrowing under this loan and the first day of each

Interest Period.

14 Events of Accelerated Repayment:

In cases any one or more of the following of Accelerated Repayment shall have

occurred and be continuing,

(1) failure by the Borrower to pay when due any amount of principal ,interest ,or any other amount payable to the lender hereunder ,in the manner required under

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this Agreement, or

(2) the Borrower fails to comply with any other terms of this Agreement and such

failure remains unremedied for 30 days after receipt by the Borrower of a written notice from the Lender requiring such remedy ,or

(3) Any representation or warranty made by the Borrower herein has proved to be

incorrect or untrue in any material respect or ceases to be true in all material respects.

The Lender may by notice in writing declare to the Borrower that:

(1)any undrawn porting of the commitments be cancelled ,such cancellation to be

effective upon the giving of such notice .

(2) the principal of and accrued interest in respect of the advances and all other

amounts to the Lender hereunder be forthwith

15. Condition Precedent:

The obligation of the Lender provided for in Article 5 subject to the following

conditions

(1) That the Lender receives a Notice of Drawdown pursuant to Article 7.and

(2) That no Event of Accelerated Repayment has occurred and is continuing

16. Payment:

All payment to be made by the Borrower hereunder shall be made in Euro-yen to the

Lender on the due date in same day funds to the account of the Lender at The Tokai Bank Limited Tokyo (account No. 001111), 6-1, Otemachi 2-chome, Chiyoda-ku, Tokyo, or bank in Tokyo as the Lender from time to time may designate .

17 Taxes and Other Deductions;

All payments by the Borrower shall be made free and clear of and without deduction

for any present and future taxes, imposts, duties, charges or withholdings of any nature whatsoever.

18. Governing Low:

This Agreement shall be governed by and construed in accordance with the laws of

England.

19. Jurisdiction:

The Borrower will submit to the non—exclusive jurisdiction of the

20. Notices:

7

All notices and any other communications with respect to this loan shall be addressed either by letter or by telex as follows.

For for

The Tokai Bank, Limited Bank of China

Hong Kong branch Head Office

1801-08 Alexandra House, 16-20 17 Xijiao Minxiang

Charter Road, Central, Hong Kong Beijing, China

Attn:Y. Katagiri Telex: 22254 BCHO CN

Telex: 85801 TOKBK HK

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