经济与金融专业“个人陈述”样本

[日期：2005-10-22]

来源：ChaseDream论坛 作者：pumpkin [字体：大 中 小]

无忧雅思网

Economics and Finance Personal Statement

Having a flair for Economics and accounting I have decided that I want a degree in Accounting and Finance or Management. The many brilliant representatives of the management community around the world have strengthened that resolve.

When I worked in my school as a tutor of English as a Second Language for students from a community school in Muscat, I realized the importance of a strong leader who could organize, command respect, and be able to work well with others. These ideas were further enforced by my month long internship at Novartis Pharmaceutical (Accounts and Finance Department and Human Resources Department).

I attended the Harvard Model Congress in Paris and won the Award of Distinction. One skill in particular that contributed to this award was my confident public speaking.

The last 4 months have been crucial in my learning of real world business and economics. For my IB Extended Essay, titled “To What Extent Does Subway in Oman Operate as an Oligopoly”, I set out to prove the oligpolistic structure of the fast food market in Oman. In this effort, I have come across many real life complexities in pricing behaviour, profit making and other aspects of the Theory of the Firm. While attempting to explain these alternate theories of firms I have developed a keen interest in analyzing and understanding how the world of business works.

After an undergraduate degree in accounting and finance or management I plan to go onto post graduate studies and work on an MBA. A strong performance in a BA will allow me to move onto an MBA and only then shall I be satisfied.

For the last four years I have been part of our schools volleyball team ICE. We have retained our ISAC (Inter Schools Activities Conference, Middle East) title for four years. Playing in the power hitters (spiker) position requires immense physical fitness and to accomplish that I regularly go to the gym for fitness training. I am also part of my school track and field team. Being the fastest sprinter in the school since 11th grade the 100m, 200m and 400m races are my specialty even though I still pursue long distance running. In my spare time I explore and master the computer as I am conversant with a Visual Basic Programming course. It is imperative for me to have the latest hardware and software and I make it a point to install everything myself. I also learn Urdu as it is my native tongue and a link to my culture, to maintain that is crucial.

Living in a diverse international community of over 52 nationalities has allowed to me recognize and appreciate different cultures. With the experience I have and the strong motivation to craft a bright future I feel I can justify my decision to pursue a career in Accounting and Finance or Management.

第二篇：美国留学申请：PS范文(经济学专业)

美国留学申请：PS范文(经济学专业) 2010-09-29 15:29:31 来源：留学E路通 字号：大 | 中 | 小

范文1：

Marketing experts like to classify people into different generation groups, believing that people of the same age share similar value and attitudes. I agree with those experts'' theory in that it emphasizes the connection between the circumstances of one's upbringing and one's later outlook on life. My personality, talents, values, even career choice have been profoundly influenced by my family life and upbringing in Taiwan. My name is Peter Huang and I’ve grown up in Ten-Mou, a multicultural neighborhood in suburban Taipei. During the early years of my childhood, my parents exerted a profound influence over my development. Though neither of them was involved in business, by watching their integrity and hard work, I learned more about the true meaning of success than I would ever have in any classroom.

My father is an Air Force colonel. He joined the R.O.C Air Force at the age of 14, struggling to achieve his personal best as the supply division chief of the R.O.C. Air Force Academy. Unlike some officers in the military, who depended on family relationship and privilege to get promoted, my father gained his position by hard work and assiduity. He thus emphasized the importance of industriousness when it came to my education. When I was 10, I attended a speech contest. During the week before the contest, my father and I spent two hours a day together, organizing the lecture content, adjust my rhythm, and rehearsing. I was a shy, soft-spoken child, and found speaking in public difficult at first. But through my father's patient efforts and his believe in the rewards of hard work, I gradually became an excellent public speaker and won many of the contests that followed. As a result of the experiences such as this, I learned a very strong work ethic and emulated some of my father's best characteristics - perseverance and dedication.

These qualities served me well as I entered mandatory military service in Taiwan and faced many difficult situations. I once led a squad to enact the typhoon disaster relief action in Nan-tou. We had one week in which to salvage a factory that was half-buried in mud. As the squad commander, I not only supervised, but also participated in the demanding and seemly endless digging work. And each night, after an exhausting work when all other soldiers were asleep, I spent extra hours checking if there were sufficient supplies and making plans for the next day's relief action. When I finally laid down to sleep, I could not help but reflect on how much I had developed, as both a person and a leader, since that first speech contest.

My mother has a warm and kind personality, and has always reached out to the expatriates in our neighborhood. She organized a language exchange club with the American students in local colleges, hoping to increase understanding of Taiwanese and American cultures through the exchange of language. I took part in the club when I was still in elementary school. This childhood multi-cultural experience instilled in me an active

personality and willingness to interact with people of different cultures. In particularly, it strengthened my interest in American and my desire to work and live there one day.

My mother’s emphasis on international exchange and cooperation has led me to work for the Fulbright Foundation in Taipei as a research assistant. This position allows me to interact with educational

associations in the United States and to take part in international conferences. I once participated in a venture capital seminar in Hsin-Chu, working on the issue of graduate level technology management education with representatives of major high-tech companies and academic institutions. Last November, I represented the Foundation in an

international Tele-conference in Taipei. The conference was conducted both in English and in Chinese and was hosted by the Prime of Ministry of Education. My work has also given me the opportunity to know and become friends with exceptional Fulbright scholars from the United States.

While my childhood years shaped my character, it was my high school and college years which led to my interest in business. 1988 was both a determining year to my career choices and a turning point in Taiwan's economy. As people familiar with Taiwan's modern economic history know, the exchange rate of the New Taiwan Dollar to U.S. Dollars moved from 40:1 to 25:1 in that year under the overwhelming pressure of American

government. Thus meant that the traditional advantage of Taiwan's economy, low labor costs, was no longer our strength. People everywhere were talking about the future of Taiwan's economy. Out of a young man's passion, I wanted to contribute my talent and effort to my country. That was the time at which I made up my mind that someday, I will make Taiwan-made products famous world-widely, like those produced by IBM, Intel, or Microsoft.

This teenage naive patriotic dream transformed into an interest in business administration and economics after I graduated from Taipei First Senior High School. I focused my college study on manufacturing

administration and economics. From four years of lectures, seminars, and in-factory study in the department of Industrial Engineering at National Formosa University, I acquired skills in quality insurance, manufacturing planning and control, and factory improvement and diagnostic methods. In my economic class, I learned how prices, preferences, and incomes affect people's demand of goods from the microeconomic. I also acquired knowledge of how various factors - government policies, currency exchange rate, and balance of international trade - affect a country's economics growth. My interest in business, however, is not limited to industrial engineering and economics. In my junior year, I also took 6 credits of accounting courses and learned the knowledge of basic accounting principles, financial statements, and managerial accounting. To acquire a more thorough understand of management information systems, I chose "Alumni Association Database Management System for Department of Industrial Engineering" as my graduate activity project. From each step of developing

the database system, I learned solid skills in FoxPro programming and enterprise demand analysis.

I am thankful that my parents provided me with an environment that encouraged me to develop my personality and an intellect for which I am remembered. With a deeply-instilled work ethic, strong interpersonal skills, and a high level of motivation, I believe I will enrich the professional and social environment at your esteemed Buchman School and continue to grow as a expert in high-tech industry.

范文2：

Due to the comprehensiveness of China’s “reform and open” policies, economics plays an increasingly important role in the development of its global position. As a senior at Beijing University majoring in Economics, I feel that my field is fundamental to the progress of my country. Yet, at the same time, I realize only too well that what I have learned as an undergraduate is far from enough. Therefore, it is my desire to pursue a graduate degree I Economics at your university. If accepted, my intended concentration would be Economic Development and Public Economics.

In the process of preparing myself for advanced research, I obtained a solid academic background in mathematics, computer science and basic economic theory. In order to enhance my capabilities and further establish my background, I plan to take Probability and Econometrics as my electives during my last semester at Beijing University. During my undergraduate career I was fortunate to be able to audit several advanced graduate level courses taught by overseas professors such as Comparative Economic Systems and Advanced Macroeconomics. These classes not only introduced me to new economic concepts and theories, but also broadened my perspective and gave me new insights into the depth of my field.

After over three years of studying economics and extensive reading in related fields, I have developed my own understanding of the present Chinese economy with system. I feel, and it is an idea shared by many, that the Chinese government is presently struggling to adapt a policy which would peacefully integrate the advantages of a marked economy with the current Socialist system. to a certain extent, I feel that the government has been successful in implementing this aim. However, many problems have yet to be resolved. Chief among these is the problem of rejuvenating and restructuring the large, state-owned enterprises. As a result under the Chinese socialist system, these companies not only lack a spirit of competition, but are also hopelessly overstaffed. There is a definite need to cut back on workers, many of whom are unskilled and present an unnecessary burden on these companies.

The fundamental problem here is that China lacks unemployment and social security programs, which would be able to assist and re-train these workers should they be laid off. As there are no options for them, the companies are forced to retain these laborers, creating a stagnant state which limits both production levels and net profits. While

foreign-imported goods and foreign companies were scare in China, this was not a major problem. However, the influx of foreign goods and

corporations has forced China into a predicament where it can no longer afford to maintain useless employees for the benefit of the State. Should the situation here continue unchecked, China risks loosing its domestic marked to foreign companies.

These ideas were the result of my field research conducted during my junior year. During that time, I studied first-hand edly China’s system of public economics and found it lacking in many ways. I feel that if China is ever to be a serious competitor in the world market it needs first to develop a more progressive system of public policies. For this, China will have to look to other systems, which have struggled and successfully handled this same problem. My goal is to continue my education in the United States where I can not only witness the dynamics of an economic system different from ours, but also study the ways in which America’s public policy could be adapted and utilized by China.

In terms of global economics, China still has much to learn. The government is far from reconciling itself with many of the principles that underlie the modern market. I also feel that the Chinese situation is unique, and , that in order to be successful, policy makers must take into consideration regional characteristics, historical tradition and social psychology when defining the course of the future. However, it is also essential that the future generations of leaders, administrators and teachers learn from other countries in order to better understand the complexity of China’s role within the global economic situation.

The more China’s economy is prosperous, the more it needs its own economists. Therefore, at the end of my graduate study, I intend to return

to my country and contribute to China’s economic progress. My ultimate goal is to teach introducing advanced Western research methods to my country and, if possible, tackle some of the economic problems faced by my country.

I am also applying for overseas graduate study because of the fact that the United States holds the leading position in the research of my chosen field. Your institution, known for its careful and exacting work ethic and nurturing academic atmosphere, is the university I have long admired. I am confident that with your distinguished faculty and recognized facilities, my potential will develop into knowledge and experience beneficial to both the United States and China.

范文3：

As the Asian financial crisis continues unabated in its second year, I , an economics major trained at one of China’s best cradles of

economists, feel duty-bound to pursue advanced studies. Only by so doing can I hope to make a significant contribution to the discourse on China’s economic development strategy as the country endeavors to dodge the economic debacle that has befallen its neighbors. I must help decipher the puzzle of how the Asian economic miracle has busted. It is my strong belief that my country can draw vitally important lessons from the failures of other Asian economies.

Most of my education to date is characterized by preeminence. a graduate from the Beijing No.4 Senior High School, one of the country’s very best high schools, I did my undergraduate university studies at the University of Inter national Business and Economics, a most respected institution that specializes in training economists and entrepreneurs. At this university, I received extensive training that was both rigorous and vigorous in economics. Exercising diligence and creativity, I

achieved an academic record that was the envy of many of my schoolmates. Such education should provide solid grounding for me as I seek to vault into higher intellectual domains.

Upon graduation in 1997, I have been working for China National Chemical Supply and Sales Corporation, one of the country’s key

state-owned companies. I obtained the position on the strength of my outstanding academic records as well as the excellent performance I exhibited during my internship there. The job is satisfying in terms of both remuneration and prestige, but it does not give me a big enough stage to realize my ambition of making myself a prominent Chinese economist. I understand that, in today’s world, the power of a nation lies in its economic strength. This is particularly so for China, which has to support almost a quarter of the humankind with only a fraction of the world’s resources and wealth. While the development of economy is essential to every country, no other country in the world has to shoulder

the kind of responsibility that China does. With an economy the size of Canada’s, China has a population that increases by a Canadian population every two years, even while it is enforcing a strict family planning rules. That means that, to just maintain the existing living standards of its citizens, China has come up with a enough jobs every two years for what amounts to the employment of every Canadian, young or old, healthy or sick. This is a daunting task that no country has ever faced. The fulfillment of this task, no doubt, calls for ingenuity.

I am glad to see that China is following a path that it has chosen, first and foremost, in response to the realities within its own borders, even though it has not shunned from integrating its economy with that of the developed world. With almost 20 years of vigorous economic reforms, the Chinese seem to have struck the right balance between answering the call of accelerating globalization and defending its national interests. This balance has paid off in many ways. The country’s average economic growth rate of nearly 10 per cent for almost 20 years makes its economy the fastest growing among all major economies. The economic strength it has thus accumulated is helping it to stave off the financial meltdown that has ravaged the tiger economies. I want to know what China has done right that the other countries have done wrong and how China can build upon its impressive record so far for sustained growth in the future. Sophisticated answers to these questions require sophisticated training, which I hope I can achieve in your distinguished program.

My undergraduate studies, though far from enough for my long-term purpose, have adequately prepared me for advanced research.. I am now solidly grounded in mathematics, statistics and basic theories of

economics, all fundamental subjects in learning economics. I have been particularly interested in Game Theory and Money & Banking. To broaden vision, I have audited, by special arrangement for the gifted students, graduate courses like Futures & Securities Investment and International Marketing, taught by overseas professors. Through these courses, I have

learned the concepts and theories of Western economics. All this has added to my intellectual depth.

With the vigorous training I received in my undergraduate studies, I have arrived at some basic understanding of the Asian economy, on which I would like to focus my graduate studies. I believe that, in spite of the breakneck growth in the 1970s and 80s of the tiger economies that gave rise to the “East Asian Miracle”, the East Asian countries failed to build up sound economic structures. Their economic growths were powered more by the injection of tremendous investments than anything else, which led to what has come to be called the bubble economies. In their rush to achieve grandiose growths targets, they set up only rudimentary systems of control over their financial industries. As a result, too many loans were allowed to be secured on overpriced real estate and stocks. Such a situation would result in grave consequences if either the real estate or stock market collapsed. When both of these markets crashed last year in one after another Southeast Asian country, their banks’ bad loans multiplied, setting off domino effects across whole economies throughout the region. The devastation was such that, more than a year after the crisis began, few people in Asia can see any light at the end of the tunnel today.

The big question in the Asian crisis is now on China. In the face of the Asian crisis, China has demonstrated remarkable strength and courage. Unlike in most other East Asian countries, the economy in China is still growing, and the Chinese currency is still stable. The difference is spelt, I believe, by the measures that China has taken in preventing the

occurrence of a bubble economy. The Chinese government has not rushed to bless run-away speculation on the stock market, as some other Asian governments seemed to have done. Foreign investments, of which China has received more than any other country except the US, have been carefully channeled into infrastructure projects and industrial production. This, along with the inconvertibility of the Chinese currency on the capital accounts, has prevented the kind of capital flight that has undermined

the financial systems in other Asian countries. Amazingly, China has become a powerful stabilizing force in Asian economies, although the country has been faulted by some in the West for not having embraced the free market concept as readily as other developing countries did. I think the stark contrast between the success of a somewhat more controlled economy and the failures of the free market economies begs for many questions.

The story on China is of course not over yet, nor will it be anytime soon. With the deepening Asian financial crisis mounting more and more pressure on China, the Chinese government and businesses are desperately trying to maintain economic growths while continuing the country’s structural reforms. We do not yet know whether China will in the end be able to tough out the current crisis that keeps knocking on its doors. Even if China can survive this round of crisis unscathed, it will have to continue integrating its economy further with that of other countries, thereby exposing itself more and more to the capricious forces of the international financial markets. In the process, Chinese economists will have to meet the challenge of answering difficult questions, questions that may not have been asked anywhere else. I would like to be one of those meeting this challenge.

In applying for acceptance into your program, I hope that, more than learning the staid concepts and theories of economics, I can sharpen my insights when treading on unmapped territories. I am attracted to your wide range of course offerings and the varied backgrounds of your faculty members. I am confident that, under your seasoned guidance, I will give full play to my intellectual potential in academic research. It should come as no surprise to you if I become one of the foremost authorities on the Chinese economy a few years after I graduate from your school.

范文4：

A graduate from a management program who has worked in sales and promotion for four years, I now would like to pick up my academic career as an economist. By so doing, I hope that I can eventually play a leadership role in China’s ongoing economic reforms.

I did my undergraduate studies at the Beijing-based Northern

University, one of the country’s top institutions of higher learning. I entered into this university in 1990 on the strength of my performance in the National University Entrance Examinations, held once every year to screen high school graduates for post-secondary education. My scores in these exams were so great that they constituted the highest total in my county, which made me something of a celebrity in my whole province. With my education at the Northern, I was solidly grounded in the fundamentals. Studying industriously, I had an overall GPA of 3.3, the fifth highest in our department. My GPA in the courses of my major was even higher, standing at 3.7. I was granted the “Excellent Studies Prize” in 1991 and the “Outstanding Undergraduate Student Scholarship” by the Dept. Of Management in 1992 and 1993.

I did not limit myself to academic studies at the university. Campus life was colorful, an I made full use of all the opportunities to enrich myself. As a freshman, I worked for the Information Department of the university’s Student Union. My performance was such that I was appointed the head of the department for a term of two years between 1991 and 1993. The position gave me a platform from which I founded two periodicals, the “Management Brief” and the “Future Entrepreneur”. In these

periodicals, I wrote profusely about topics relating to the economic reforms and general business management. To fund these publications, I led a group of students in offering computer training programs to the unskilled, which was unique on our campus then. All this not only enriched my student life but also helped me to improve my ability in many ways. One of the benefits is that I became an effective writer. In a 1992 composition contest, I was awarded the first-class prize for my essay.

Thanks to my reputation as both a distinguished student and a student organizer, I was offered a job at the university in 1994 after obtaining my bachelor’s degree. I first worked at the Sales Department, responsible for product sales and advertisements. Now , I am the director’s assistant, responsible for wage management, bonus management, drafting regulation and so on. Four years of working experience has taught me how to put textbook skills and knowledge into practice. All the while, I have been improving my academic qualifications. I now wish to study abroad to further my academic career.

Knowing that computers are essential for doing sophisticated research, I made special efforts in mastering computer technologies. I trained myself in a host of programming languages, including the BASIC, Pascal and FoxBASE. Using my programming skills, I have designed a “Personnel Management Information System” and a “Sales Management Information System”, which have markedly improved efficiency in my office. Building on the computer skills I learned as a student, I have in recent years made myself versed in FoxPro, Access, and Visual Basic. Mow I am planning to design a comprehensive management system for my institute to improve management efficiency.

Taking part in various academic activities to hone my ability to do research is an indispensable part of my strategy to improve myself. In the past four years, I have taken part in a number of research projects, including the “External Economics for Research and Technology (R&E) Development” project at the Chinese Academy of Sciences, the

“International Business Management Bibliography” at the Tsinghua University and the “Washing Machine and Refrigerator Market Research” project for the International Consulting Ltd. The more I take part in these activities, the more I feel I need to study further.

My interest in economics was first ignited in my undergraduate years, when I was listening to a lecture “Planned Economy ad Market Economy” by the preeminent Chinese economist Li Yining ,a professor of the Beijing University, a few blocks away from my university. The thinking he

displayed in that lecture on the Chinese economy was so sharp and intriguing that I have focused my academic interest on economics ever since. To pursue my this interest, I took a number of economics-related courses, such as Political Economics, Industrial Economics,

Technological Economics, Management Economics, Economic Law, Marketing and Market Research Finance. I also took the care to train myself in mathematics fundamentals, such as Liner Algebra, Probability and

Statistics, Industrial Statistics. Books like “Western Economics” and “Comparative Economics” have been my favorite reading materials. By taking these courses, I learned new economic concepts and theories, and thus broadened my perspectives and sharpened my insights.

New perspectives and insights are what China needs as it continues its reforms and modernization drive. Unlike developed countries in the West, which have practiced market economics for several hundred years, Chin has been trying to adopt market principles for only twenty years. The problems waiting to be solved are so many and so complex that even the bravest of the brightest can feel daunted. As the country tries to restructure and rejuvenate its larger, state-owned enterprises, a host of challenges, not the least of which are financial crisis, unemployment, inflation and so on, are rattling the nation. Nobody seems to be sure what China will face a few years down the road. Can China keep growing? Or will it suffer irreversible setbacks? On top its domestic problems, how will China cope with the international competition?

To help answer these questions, I need to further refine my expertise in economics. I hope to become one of the country’s own economists armed with a sophisticated understanding of both the complex reality in China and the general market principles and theories that apply throughout the world, like it or mot. Your institution, with a highly qualified faculty, is the university I have long admired. I am confident that, under your seasoned guidance, I can give full play to my potential and realize my career goal.